Hey Sarah,
Your instincts (and attorney) were accurate, and the Regional was probably confusing laws. The Fair Credit Reporting Act is really where you would be at risk, since you might be construed as identifying "debtors" publicly. Best to avoid this and use other techniques, such as invoicing in advance, prompt reminder to anyone not paid on the 2nd (rent is due on the first and late on the 2nd), delinquent notice and late fee notice, knocking on doors for face-to-face discussion, and prompt court action (whatever your state allows). You may even want to have a policy of XX strikes and you're out. Best to you!
Mary
Mary Gwyn, CPM
www.AptDynamics.com
Making the World a Better Place One Lease at a Time!