Well, it is a lot to pay for some people. They don't have enough money to apply multiple places until they get approved. It is up to us to do our very best to estimate whether or not they will be accepted as well as estimate the deposit for them. Of course you should always state, I can't guarantee this because all of the things I base this on must be verified and if something turns out to be different, that may affect this estimate. But this is just plain old GOOD customer service and kindness.