We require $100,000 liability and to be added as the interested party. We are now partnered with this renter's insurance company based in Ohio called ePremium. We add their address as the interested party. They also will almost immediately charge the resident $50 if they drop their insurance, and they will automatically add them on to their insurance. You can also make claims on their website if there were damages in the apartment. So far, it's been a really great system. They do all the work, and it ensures that a resident will not be without insurance.