Definitely go with stainless. It is not that much more expensive, and it's an expectation in a new community. If budget is truly an issue, use stainless for the appliances that are at eye level - the refrigerator and microwave - but keep the range and dishwasher black. We did this at a property we built in 2014 and it gives the impression of being all stainless. At the time the equity partner expressed the opinion that black appliances are "borderline tacky in new construction."
Good luck!