Property Owners or their lender choose their insurance companies, and often no one on the property management side are consulted. This is true on third party deals as well as self managed as most companies are set up so that there is a checks and balances between the development/risk departments and the management department.
Insurance companies weigh risk. The #1 dog biting breed in the US has been a chi mix but they are not on the restricted list. They have smaller faces, smaller muscles, and less leverage then larger dogs with longer snouts. It’s a myth that certain breeds have locking jaws, but there is proof that when their jaw engaged in a bite, especially due to anxiety or if their pack aggression gets triggered, it can take longer with those breeds to disengage.
I completely respect your love of animals and advocating on behalf of all breeds. But this is an area where we don’t get to decide what the deal gets for financing, the pro forma budget, or when it gets sold.
If this is something in your heart to change, then I would research local advocacy groups in your area, connect with them, and then work with your local apartment association.
One person CAN change the world.