Debating which is best. One app or TheGuarantors or Cosign?

depends on the problem you are trying to solve.

Jaymz Yates Agreed. Short version is converting denials and conditional approvals without eating bad debt, plus which one the site teams actually like using. Full detail in my reply to Stacie above. Curious where you would land on that.

What is your pain point? These all do different levels of things.

Stacie Tennyson Fair question. Pain point is denials and conditional approvals. We are turning away applicants who miss on income or credit but would likely pay, and the fallback today is a larger deposit or a family cosigner, which slows leasing and creates headaches when someone defaults. Looking for the cleanest way to convert more of those applicants without taking on bad debt. Interested in how each handles the guarantee side and how claims actually work. Also curious about support and ease of use. Who is responsive when a site team has a question, and which one do the teams actually like using?

Anonymous Got it. I’m a vendor. I work for Rentable.com. While we don’t use lease guarantee we do have a security deposit option to pay in installments versus all at once. Check it out and if you want to learn more you can email me. [email protected]. No worries if it’s not what you’re looking for. Out of the ones you mentioned I’d likely look more at Guarantors. But keep in mind they sell multiple levels of protection so ask about that.

Liberty Rent

No clue about Cosign, but OneApp really good. I like so much more than Guarantors.

Leap