Topic: What % of your health insurance premium does your company pay?

What % of your health insurance premium does your company pay? Do they also pay your family's premiums?

100% and no

Health insurance through employers is a bit of a mess. All the rules around it were crafted by lobbyists for the insurance companies. The biggest thing is you have to offer a flat option the same for everyone. In reality letting employees choose how much of their compensation package they want to spend on insurance is the win for the employee. So instead of that employers now need to find that middle ground. Do they cover the whole families which for someone is a $20k/value while someone else it has a $0/year value. So while everyone is treated the “same” the end results are wildly inequitable. We bring it up at our company various times, because it is just money at the end of the day and it is all their money.

My husband makes $12 less per hour than I do. His take home pay is more than mine because of insurance.

Makes sense. Really at the end of the day very few people would actually choose company paid health insurance if they were given the option to take the premiums in cash and solve things on their own.

75% employee only

100% for me 0 for family

We pay 100% of employee coverage and 50% of family coverage

75% - we want some buy in for employees. For them to pay $125 a month for a great plan is amazing!

70% of all levels of coverage

My company pays 100% of the worst insurance I have ever had lol. The deductible is $3500 a year.

My company pays 75% of my premium (including family) our deductible is $750 per person

Ours pays 75% for the whole family, and we choose the plan that makes the most sense for each of us.

100%

Very little and the deductible is huge

We have none!