I do HealthcareonCall. I do it my way though as I am an Independent Business Partner (IBP). It is Multi-Level-Marketing even though they shy away from the word, but I call it what it is. The deference is how you use it. It is a good group of services and it can earn a person a nice little income. Must people get caught up into the money aspect and mine is hey, you get what you put into it. I work the product and the service and stick with my customers. Here is my link
www.healthcareoncall.com/allperfectgifts4u
I use the service myself and it is great and convenient. I go to the weekly cooperate meetings, but I tell the folks I have to not worry about them. They listen in on a couple and then they come back to me and say yes, just give us the things we need, and that is what I do.