Thank you Barry, Stephanie, John, Brent, and Jan for the replies.
I am currently seeking a quote with Darrin Glenn. He is with Brokar Insurance Advisors out of Austin (
www.brokaria.com) . They specialize in Multifamily. So far, in less than 35 minutes he has provided me with his professional attention and patience to explaining to me some information that I wish my current agency could have provided for the past 8 years. I will share the outcome.