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What To Do When You Need to File a Homeowners Claim.

What To Do When You Need to File a Homeowners Claim.

Fire or Homeowners Claims:
1. If there is damage to the building, make any necessary temporary repairs to the building to protect the property from further damage. Save ALL bills as they are a property part of the loss.
2.If there is damage to personal property, list all items that are damaged and, if possible, obtain an estimate for repairs.
3. If a theft occurs, call your local law enforcement agency immediately.
4. Do not sign ANY paper or statements unless requested to do so by a representative of your insurance company.
5. If anyone is injured, do not admit liability or fault. Discuss the accident only with a known representative of your insurance company.
6. Promptly notify your insurance agent.

Regardless of the type of policy tenants/owners/assocations have, call your insurance agent after a loss. Your agent will help you make appropriate decisions and can direct you to reputable remediation experts.

 

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